FinCalcPlus
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Terms of Service

Please read these Terms of Service carefully before using FinCalcPlus.

Last updated: February 20, 2026

Important Notice

FinCalcPlus provides financial calculation tools for educational and informational purposes only. Our calculators are not a substitute for professional financial, legal, or tax advice. Always consult with qualified professionals for personalized financial recommendations.

1. Acceptance of Terms
  • By accessing and using FinCalcPlus ("we", "us", "our"), located at fincalcplus.com, you accept and agree to be bound by these Terms of Service.
  • If you do not agree to abide by these terms, please do not use this service.
  • These terms apply to all visitors, users, and others who access or use our website and services.
  • We reserve the right to update these terms at any time. Continued use of the website after changes constitutes acceptance of the revised terms.
2. Service Description
  • FinCalcPlus provides free online financial calculation tools for educational and informational purposes only.
  • Our calculators include but are not limited to: mortgage, tax, loan, investment, retirement, paycheck, budget, and real estate planning tools.
  • All calculations are estimates based on the information you provide and current publicly available financial data.
  • Calculator results should not be considered as professional financial, legal, or tax advice.
  • We recommend consulting with a qualified financial professional before making any financial decisions based on our calculator results.
3. User Responsibilities
  • You are responsible for the accuracy and completeness of the information you provide to our calculators.
  • You understand and acknowledge that calculator results are estimates and are not guaranteed to be accurate.
  • You agree not to use our service for any illegal, unauthorized, or fraudulent purpose.
  • You agree not to attempt to interfere with, compromise, or disrupt the proper functioning of the website.
  • You agree not to use automated systems, bots, or scrapers to access or collect data from our website without prior written consent.
4. Disclaimer of Warranties
  • Our service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
  • We make no representations or warranties regarding the accuracy, reliability, completeness, or timeliness of any content, information, or calculator results.
  • We do not warrant that our service will be uninterrupted, secure, or error-free.
  • We do not guarantee the accuracy, completeness, or usefulness of any calculator results for your specific financial situation.
  • Any reliance you place on calculator results is strictly at your own risk.
5. Limitation of Liability
  • To the fullest extent permitted by applicable law, FinCalcPlus shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
  • Our total liability shall not exceed the amount paid by you (if any) for accessing our service.
  • We are not liable for any financial losses, investment losses, or damages arising from decisions made based on calculator results.
  • You use our service at your own risk and assume all responsibility for any consequences arising from your use.
  • This limitation of liability applies regardless of the legal theory on which the claim is based.
6. Intellectual Property
  • The service and its original content, features, functionality, design, and source code are owned by FinCalcPlus and are protected by international copyright, trademark, and other intellectual property laws.
  • Our name, logo, trademarks, and service marks may not be used without our prior written consent.
  • You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of our service without express written permission.
  • All calculator formulas, methodologies, and user interface designs are proprietary to FinCalcPlus.
7. Advertising and Third-Party Content
  • Our website may display advertisements provided by third-party advertising networks, including Google AdSense.
  • These advertisements may use cookies and similar technologies to serve ads based on your prior visits to our website or other websites.
  • We are not responsible for the content, accuracy, or opinions expressed in third-party advertisements.
  • Your interactions with advertisers and any terms, conditions, warranties, or representations associated with such interactions are solely between you and the advertiser.
  • We may earn revenue from advertising displayed on our website, which supports the free availability of our calculators.
8. External Links
  • Our website may contain links to third-party websites or services that are not owned or controlled by FinCalcPlus.
  • We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.
  • We strongly advise you to read the terms and conditions and privacy policies of any third-party websites you visit.
  • The inclusion of any link does not imply endorsement by FinCalcPlus.
9. Termination
  • We may terminate or suspend your access to our service immediately, without prior notice, for any reason whatsoever, including but not limited to a breach of these Terms.
  • All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
  • Upon termination, your right to use the service will immediately cease.
10. Governing Law

These Terms shall be interpreted and governed by applicable laws, without regard to conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect by posting the updated terms on this page.

By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the service.

Questions About These Terms?

If you have any questions about these Terms of Service, please contact us.

Email
info@fincalcplus.com